"Holiday Wreath Auction"

Don't miss this FABULOUS & FUN event this Thursday December 1
benefitting the Boys & Girls Club of Cathedral City!

For further information call:
760-200-0270 or go to www.DougMotz.com

Dave Ramsey "Financial Peace University"

Shadow Mountain/Shadow Rock Church will be holding
Dave Ramsey's "Financial Peace University"
beginning Tuesday November 1, 2011 at 6:30 for 13 weeks.
The class will be held at their Thousand Palms Church at:
75-580 Ramon Rd. Thousand Palms, CA. (760) 343-0550
The course will be facilitated by Doug Motz.

What is Financial Peace?

What will you learn in Financial Peace University?

In 13 action-packed lessons, you'll learn how to beat debt, build wealth, find bargains, invest for the future, give like never before, and much more! This information will change your life. Here is a small sample of each week's subject:

Lesson 1
Super Saving
Dave explains the Seven Baby Steps that will guide you throughout Financial Peace University. You will also learn the three key reasons why you should save money—and why you must start now!

Lesson 2
Relating With Money
Learn why it's important for spouses to communicate and work together toward success. Also, singles will learn the importance of teamwork, and parents will find out how to teach their kids about money.

Lesson 3
Cash Flow Planning
Unlock the secret of developing a monthly spending plan that really works.

Lesson 4
Dumping Debt
It's time to debunk some common debt myths! Dave reveals the truth about credit lies and gives you a plan to walk out of debt with confidence.

Lesson 5
Credit Sharks In Suits
What is a credit score, anyway? Join Dave as he unpacks your credit rating and shows you how to handle collectors when they call.

Lesson 6
Buyer Beware
Dave Ramsey draws on decades of experience to reveal the power and influence that marketing has on your everyday buying decisions. Let the buyer beware!

Lesson 7
Clause and Effect
In this lesson, Dave walks you through the world of insurance, carefully explaining what you need—and what you need to avoid.

Lesson 8
That's Not Good Enough!
Discover the seldom-used secrets of buying only big, big bargains—every time! Before you know it, you’ll be saying, "That’s not good enough!"

Lesson 9
Of Mice and Mutual Funds
Dave breaks through the jargon surrounding long-term investing and empowers you to make your own decisions about your investments!

Lesson 10
From Fruition To Tuition
Dave walks you through the maze of retirement options and helps you figure out the right path for you. You will also learn how to plan for college so your kids can graduate debt free!

Lesson 11
Working In Your Strengths
This lesson will show you how to avoid dead-end or mind-numbing jobs and provide tips for job hunting, writing a résumé, and acing an interview. Plus, you’ll learn tips for finding extra jobs if you need cash to attack your debt snowball.

Lesson 12
Real Estate and Mortgages
Dave draws on over 20 years of real estate experience to teach you how to win when buying or selling your home. Plus, he’ll dissect all of the common mortgage options available today, showing you what to choose—and what to avoid.

Lesson 13
The Great Misunderstanding
Warning! This lesson will challenge the way you think about money. Dave will show you how generous giving can completely revolutionize your attitude and improve your finances, business and relationships



For further information call Doug Motz at
760-200-0270

Coachella Valley Rescue Mission "Personal Hygiene Drive"

The Coachella Valley Rescue Mission will be moving into their new building
November 20,2011.
Douglas Motz Insurance Agency is accepting personal hygiene supplies to help them get ready for their BIG move!




With the Lord’s blessing, their ministry of helping hungry and hurting people with new beginnings will be expanded to house 150 men, women and children. A larger dining room and kitchen will give the space necessary for the ministry of their 2 daily public meals and food boxes that they distribute to families in need.
The new building plans include classrooms, counseling rooms, a computer lab and larger kitchen and dining facilities. The men’s and women and family shelters will also be expanded and continue to help those in need with a bed and encouragement to take the steps necessary to end the cycle of homelessness.

Therefore, they are in need of a greater amount of personal hygiene products which include, but not limited to:

Shampoo
Conditioner
Toothbrushes
Toothpaste
Deodorant
Razors
Lotion
Q-Tips
Soap
Shaving Cream
Feminine Products

You can drop off any of these items to:
Douglas Motz Insurance Agency

Monday thru Friday between 9:00am-5:00pm at:

43875 Washington St. Suite A
Palm Desert
North/West Corner of Washington St. and Fred Waring
(in the single story building with the red tile roof)

For further information call:
760-200-0270 or go to www.DougMotz.com

Vine to Wine

Come join the FUN!
Thursday, September 29
5:30-8:00
Make your reservations today by calling Joy @ 760-346-5637
at the California Desert Association of Realtors.
$20 includes your wine passport, souvenir glass, delicious pasta, music and FUN!!!

You don't want to miss Booth 31 sponsored by
Douglas Motz Insurance & Ram Home Warranty





For further information call:
Douglas Motz Insurance Agency
760-200-0270

There’s been a lot of “SHAKIN’”around the world lately

Earthquakes strike suddenly, violently and without warning. Many areas of the world have more seismic activity than others, but as we just saw with the recent “East Coast” earthquake, the potential exists all over the world. Earthquake preparedness is key to surviving an earthquake. No matter where you live, EVERYONE needs to be ready to deal with unexpected disasters or emergencies, quickly and effectively.

What to Do BEFORE an Earthquake

Identifying potential hazards ahead of time and advance planning can reduce the dangers of serious injury or loss of life from an earthquake.
Plan Ahead
Check for Hazards in the Home
Fasten shelves securely to walls. Install door latches, braces and fasteners to cabinets
Secure your water heater by strapping it to the wall studs and bolting it to the floor.
Place large or heavy objects on lower shelves.
Store breakable items such as bottled foods, glass, and china in low, closed cabinets with latches.
Hang heavy items such as pictures and mirrors away from beds, couches, and anywhere people sit.
Brace overhead light fixtures.
Repair defective electrical wiring and leaky gas connections which can be potential fire risks.
Repair any deep cracks in ceilings or foundations. Get expert advice if there are signs of structural defects.
Store flammable products securely in closed cabinets with latches and on bottom shelves.
Buy earthquake insurance.

Educate Yourself and Family Members

Teach children how and when to call 9-1-1, police, or fire department and which radio station to tune to for emergency information.
Know where your gas, electric and water main shutoffs are and how to turn them off if there is a leak or electrical short. Make sure older members of the family can shut off utilities.
Know where your nearest fire and police stations and emergency medical facilities are.

Develop an Emergency Communication Plan

Ask an out-of-state relative or friend to serve as the "family contact." It's often easier to call long distance after a disaster. Make sure everyone in the family knows the name, address, and phone number of the contact person.
In case family members are separated from one another during an earthquake develop a plan for reuniting after the disaster. (This is a real possibility during the day when children are at school and adults are at work)
Make sure each member of your family knows what to do no matter where they are if an earthquake occurs.
Find out about earthquake plans developed by children's school or day care.
Transportation may be disrupted, keep some emergency supplies at work.

Make an earthquake/disaster supply kit with the following items:

Water for each family member for at least two weeks (allow at least 1 gallon per person per day) and purification tablets or chlorine bleach to purify drinking water from other sources
Canned and package foods, enough for several days and MECHANICAL can opener. Extra food for pets if necessary
Flashlights with extra bulbs and batteries
Portable radio with extra batteries
Camp stove or barbecue to cook on outdoors
(do not use until you are sure there are NO gas leaks) (store fuel out of the reach of children)
Fire extinguisher
Adequate supplies of medications that you or family members are taking
Crescent and pipe wrenches to turn off gas and water supplies
First-aid kit and handbook
Waterproof heavy duty plastic bags Sturdy shoes Cash & credit cards

Know what to do DURING an earthquake:

Indoors:

Be sure you are wearing shoes before walking around because of broken glass or other debris.
Take cover under a desk, sturdy table, bench or against an inside wall or doorway. Stay away from cabinets, heavy mirrors/pictures and other heavy objects. If you're in the kitchen, move away from the refrigerator, stove, and overhead cabinets.
Stay away from windows, outside doors and walls and anything that could fall on you.
If you're sleeping, stay in bed and cover your head with a pillow. If your bed is under a heavy light fixture or you have a large mirror or painting over your headboard, move to the nearest safe place.
Stay inside until the shaking stops and it is safe to go outside. Most injuries during an earthquake occur when people enter or exit a structure.
Be aware that the electricity may go out or sprinkler systems and alarms may go off.
If you're in a public place such as a store or other crowded area, do not rush for exits. Move away from display shelves containing objects that could fall.
If you are in a high rise building, stay indoors and try to get under a desk or table, move against an interior wall and protect your head with your arms. Glass windows can dislodge during the quake and sail for hundreds of feet.
If you're in a theater of stadium, stay in your seat and protect your head with your arms. Do not try to leave until the shaking is over then leave in a calm, orderly manner. Avoid rushing toward exits.
If you're in a wheelchair, stay in it. If possible, move to take cover, lock your wheels, and protect your head with your arms. Do not use elevators.

Outdoors:

Stay there until the shaking stops and move away from buildings, streetlights, and overhead utility wires.
If you're on a sidewalk near buildings, duck into a doorway to protect yourself from falling bricks, glass, plaster, and other debris.
If you are in mountainous area--watch out for falling rock, landslides, trees, and other debris that could be loosened by quakes.

In a moving vehicle:

Stop quickly and safely and stay in the vehicle.
Do not stop near or under overpasses, buildings, trees, or overhead utility wires.
Once the shaking has stopped proceed carefully and keep an eye out for road damage and obstructions. Avoid roads, bridges, or ramps that might have been damaged by the earthquake
Keep earthquake survival kits in your car.
Trapped under debris:
Do not light a match for light.
Do not move about or kick up dust.
Cover your mouth and nose with a handkerchief or clothing to keep dust out.
Shout for help and/or tap on a pipe or wall so rescuers can locate you. Use three taps followed by a pause until rescuers find you.

Things NOT to do during an earthquake:

Do Not turn on the gas again if you turned it off; let the gas company do it
Do Not use matches, lighters, camp stoves or barbecues, electrical equipment, appliances until you are sure there are no gas leaks. They may create a spark that could ignite leaking gas and cause an explosion and fire.
Only use your telephone for a medical or fire emergency. You could tie up the lines needed for emergency response. If the phone doesn't work send someone for help.
Do Not expect firefighters, police or paramedics to help you. They may not be available.

What to do AFTER an earthquake

Expect aftershocks!
Wear Shoes to avoid injury from broken glass and debris.
Check for Injuries (if a person is bleeding, put direct pressure on the wound, use clean gauze or cloth if available; If a person is not breathing administer CPR; Do Not attempt to move seriously injured persons unless they are in further danger of injury; cover injured persons with blankets to keep warm; seek medical help for serious injuries.
Check for Hazards
Fire hazards--put out fires in your home or neighborhood immediately, call for help.
Gas leaks--shut off main gas valve ONLY if you suspect a leak because of broken pipes or odor.
Damaged electrical wiring--Shut off power at the control box if there is any danger to house wiring.
Downed or damaged utility lines--Do Not touch downed power lines or any objects in contact with them.
Damaged chimneys--Approach with caution—Do Not use a damaged chimney (it could start fire or let poisonous gases into your house;
Fallen items—use caution when you open doors of closets and cupboards.
Food and water supplies--Do not eat or drink anything from open containers near shattered glass. If the power goes off, plan to use up foods that will spoil quickly or frozen foods (food in the freezer should be good for at least a couple of days. Do not light your kitchen stove if you suspect a gas leak;
Use barbeques or camp stoves, outdoors only for emergency cooking.
If your water is off you can drink supplies from water heaters, melted ice cubes or canned vegetables. Avoid drinking water from swimming pools, especially spas which may have too many chemicals in it to be safe.

While seismic events may be your major concern, you need to be prepared for other hazards as well!

For further information contact: Doug Motz at Douglas Motz Insurance Agency
760-200-0270 or go to www.DougMotz.com

La Quinta Chamber of Commerce "Not So Chilly Chili Throw Down"

Not So Chilly Chili Throw Down"...Chili Tastin Contest"
Thursday July 14...4:40-7:30
Brought to you by: La Quinta Chamber of Commerce…..
You don't want to miss this fun event!

78015 Main St. Old Town La Quinta (formerly Old Town Cellar)
Call the La Quinta Chamber of Commerce for further information
@ 760-564-3199

6th Annual CVRM Backpack Drive

If you would like to donate backpacks and school supplies you can drop them off
Monday thru Friday between 9:00am-5:00pm at:

Douglas Motz Insurance Agency
43875 Washington St. Suite A
Palm Desert
North/West Corner of Washington St. and Fred Waring
(in the single story building with the red tile roof)

For further information call:
760-200-0270 or go to www.DougMotz.com