Dave Ramsey's Financial Peace University

Shadow Mountain/Shadow Rock Church will be holding
Dave Ramsey's Financial Peace University
beginning March 6, 2012 from 6:30-8:30 P. M., at their Thousand Palms church location: 75580 Ramon Rd - Thousand Palms, CA 92276

Financial Peace University classes meet for two hours each week for 13 weeks, during which time the average family pays off $5300 in debt and saves $2700. Doug Motz from Douglas Motz Insurance Agency will be the class moderator.


What is Financial Peace University?
Financial Peace University (FPU) is Dave's life-changing program that teaches you to achieve your financial goals by eliminating debt, saving for the future, and giving like never before. More than 1 million families have attended FPU with amazing results. You will be challenged and motivated to make a plan for your money and change your family tree forever!

What will you learn in Financial Peace University?
In 13 action-packed lessons, you'll learn how to beat debt, build wealth, find bargains, invest for the future, give like never before, and much more! This information will change your life. Here is a small sample of each week's subject:

Lesson 1
Super Saving
Dave explains the Seven Baby Steps that will guide you throughout Financial Peace University. You will also learn the three key reasons why you should save money—and why you must start now!

Lesson 2
Relating With Money
Learn why it's important for spouses to communicate and work together toward success. Also, singles will learn the importance of teamwork, and parents will find out how to teach their kids about money.

Lesson 3
Cash Flow Planning
Unlock the secret of developing a monthly spending plan that really works.

Lesson 4
Dumping Debt
It's time to debunk some common debt myths! Dave reveals the truth about credit lies and gives you a plan to walk out of debt with confidence.

Lesson 5
Credit Sharks In Suits
What is a credit score, anyway? Join Dave as he unpacks your credit rating and shows you how to handle collectors when they call.

Lesson 6
Buyer Beware
Dave Ramsey draws on decades of experience to reveal the power and influence that marketing has on your everyday buying decisions. Let the buyer beware!

Lesson 7
Clause and Effect
In this lesson, Dave walks you through the world of insurance, carefully explaining what you need—and what you need to avoid.

Lesson 8
That's Not Good Enough!
Discover the seldom-used secrets of buying only big, big bargains—every time! Before you know it, you’ll be saying, "That’s not good enough!"

Lesson 9
Of Mice and Mutual Funds
Dave breaks through the jargon surrounding long-term investing and empowers you to make your own decisions about your investments!

Lesson 10
From Fruition To Tuition
Dave walks you through the maze of retirement options and helps you figure out the right path for you. You will also learn how to plan for college so your kids can graduate debt free!

Lesson 11
Working In Your Strengths
This lesson will show you how to avoid dead-end or mind-numbing jobs and provide tips for job hunting, writing a résumé, and acing an interview. Plus, you’ll learn tips for finding extra jobs if you need cash to attack your debt snowball.

Lesson 12
Real Estate and Mortgages
Dave draws on over 20 years of real estate experience to teach you how to win when buying or selling your home. Plus, he’ll dissect all of the common mortgage options available today, showing you what to choose—and what to avoid.

Lesson 13
The Great Misunderstanding
Warning! This lesson will challenge the way you think about money. Dave will show you how generous giving can completely revolutionize your attitude and improve your finances, business and relationships.

To sign up for this class or for further information please call:
Shadow Mountain @ 760- 343-0550
or call
Doug Motz @ 760-200-0270